{"id":13898,"date":"2024-07-16T18:22:37","date_gmt":"2024-07-16T18:22:37","guid":{"rendered":"https:\/\/www.2025mcmwebsite.com\/?page_id=13898"},"modified":"2024-08-28T22:32:06","modified_gmt":"2024-08-28T22:32:06","slug":"wealth-management","status":"publish","type":"page","link":"https:\/\/www.2025mcmwebsite.com\/index.php\/wealth-management\/","title":{"rendered":"Wealth Management"},"content":{"rendered":"\t\t
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Your Time-Horizon Portfolio<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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We Design Your Portfolio After Discovering Your
Short-, Mid-, and Long-Term Needs, Wants, and Aspirations <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\n\n\t\t\t\t\t\t<\/i>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t
\n\n\t\t\t\t\n\t\t\t\t\tWealth Management Team\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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\n\n\t\t\t\t\t\t<\/i>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\n\t\t\t
\n\n\t\t\t\t\n\t\t\t\t\tFee Schedule\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Our 3-Step Portfolio-Building Process<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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1<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Quality<\/strong><\/span><\/h1>

\u00a0<\/h1>

Investments<\/strong><\/span><\/h1>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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25+ Years’ Investing Experience Scaled With Advanced Technology<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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After 25+ years in the wealth management business, we’ve seen it all in selecting investments and building portfolios; we know what works. We’ve seen firsthand that a thoughtfully allocated customized portfolio adds value and confidence to our clients\u2019 lives. In this regard, we utilize in-house research to develop a toolbox of quality investments assembled to create each client’s asset allocation. Our research is assisted by smart, proprietary technology employing predictive algorithms, stress testing and advanced technology inputs such as artificial intelligence (AI). Our investment options includes a wide array of public, private, and structured investments from the most conservative to the more aggressive, each to be used in their own specific way for each client (see Step 3 for investment examples).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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2<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Client Discovery<\/strong><\/span><\/h1>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Knowing You And Where You Want To Go Defines Your Portfolio<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Your portfolio asset allocation and personal wealth planning should be as\u00a0uniquely individualized as you are. We learn who you are (needs, wants, and aspirations) through discussions with Dr. Robert Hoyt, psychology PhD, and a partner at MCM Wealth. We also learn when you intend to spend future portfolio dollars which ultimately drives the design of your time-horizon investment portfolio. Discussions are augmented by online assessments measuring both your risk profile and communication style. The resulting profile gives us the information we need to make your portfolio precisely yours.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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3<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Time-Horizon<\/strong><\/span><\/h1>

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Portfolios<\/strong><\/span><\/h1>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Allocations Designed For The Timing Of\u00a0 Your Future Spending Needs<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Your portfolio is allocated relative to WHEN you\u2019ll need your money as determined by our discovery process.\u00a0 Each investment fills a specific purpose within your asset allocation. You may choose to use only traditional, public investments or include private or alternative investments. Your time-horizon allocation will be rebalanced overtime to assure your dollars will be available when you need them while protecting your mid- to long-term future. Example investment types offered by MCM Wealth for each investment period are listed below.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Short-Term Investments<\/strong><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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(0 – 3 Years)<\/strong><\/p>

\u00a0Ordered by Liquidity<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Cash\/Gov.<\/span> Securities\u00a0<\/b><\/span><\/h4>
  1. Cash Management<\/b>\u00a0to maximize yield<\/li>
  2. Taxable Bond Ladders<\/b><\/span> customized by duration\u00a0<\/li>
  3. Muni-Bond Ladders<\/b><\/u> customized by duration *<\/li><\/ol>

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    Enhanced Yield\u00a0<\/strong><\/span><\/h4>
    1. Corporate Bonds<\/u><\/b> protected by strong balance sheets<\/span><\/li>
    2. Arbitrage Funds<\/u><\/b> with conservative hedging
      <\/span><\/li>

    3. Income Investments<\/u><\/b> with low volatility including annuities<\/p><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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      * Tax Managed<\/span><\/em><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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      Mid-Term Investments\u00a0<\/strong><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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      (3 – 7 Years)<\/strong><\/p>

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      Income with Growth<\/strong><\/span><\/h4>
      1. Dividend<\/span> stocks<\/u>\u00a0<\/b>with less downside volatility *<\/li>
      2. Liquid Alternatives<\/span> <\/b>with hedging strategies<\/span><\/li><\/ol>

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        Moderate Volatility<\/strong><\/span><\/h4>
        1. High-Yield Bonds<\/b><\/u> <\/span>protected but with weak balance sheets<\/span><\/li>
        2. Risk-Managed Hedge Funds <\/b><\/u>combining growth with capital preservation<\/span><\/li>
        3. Structured Products and Index-Linked Annuities\u00a0<\/span><\/b>that limit losses but\u00a0 with modest growth potential<\/span>\u00a0*<\/b><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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          * Tax Managed<\/span><\/em><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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          Long-Term Investments<\/strong><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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          (>7\u00a0 Years)<\/strong><\/p>

          \u00a0Ordered by Liquidity<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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          Personalized Equities<\/span><\/strong><\/span><\/h4>
          1. Stock Selection<\/u>\u00a0<\/b>(aka “Direct Indexing”) based on specific investing themes and optimized to a client’s investment objective *<\/li>
          2. Private Equity and Venture Capital Funds<\/b><\/u> *<\/li>
          3. Private Real Estate Funds<\/u><\/b><\/li><\/ol>

            \u00a0<\/h4>

            Specialty Investments<\/span><\/span><\/h4>
            1. Precious Metals<\/u><\/b> physical gold and silver trusts<\/li>
            2. Hedge Funds<\/b><\/span> with higher potential returns and volatility<\/li>
            3. Tail-Risk Funds<\/b><\/span>\u00a0to protect against \u201cBlack Swan” Events<\/li>
            4. Crypto Currency<\/b><\/span>\u00a0and blockchain infrastructure<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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              * Tax Managed<\/span><\/em><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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              We Are\u00a0Second-Opinion\u00a0<\/span><\/p>

              Portfolio Specialists<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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              \n\n\t\t\t\t\n\t\t\t\t\tSchedule a Meeting With Our Founder\t\t\t\t<\/span>\n\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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              Time-Horizon Investing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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              Click Image to Watch <\/span>
              <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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              Click Image to Listen<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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              Our Portfolio Planning Process<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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              Click Image to Download<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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              Why a Portfolio Second Opinion?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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              Click Image to Download<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

              Your Time-Horizon Portfolio We Design Your Portfolio After Discovering Your Short-, Mid-, and Long-Term Needs, Wants, and Aspirations Wealth Management Team Fee Schedule Our 3-Step Portfolio-Building Process 1 Quality \u00a0 Investments 25+ Years’ Investing Experience Scaled With Advanced Technology After 25+ years in the wealth management business, we’ve seen it all in selecting investments and […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"om_disable_all_campaigns":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-13898","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.2025mcmwebsite.com\/index.php\/wp-json\/wp\/v2\/pages\/13898","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.2025mcmwebsite.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.2025mcmwebsite.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.2025mcmwebsite.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.2025mcmwebsite.com\/index.php\/wp-json\/wp\/v2\/comments?post=13898"}],"version-history":[{"count":75,"href":"https:\/\/www.2025mcmwebsite.com\/index.php\/wp-json\/wp\/v2\/pages\/13898\/revisions"}],"predecessor-version":[{"id":14980,"href":"https:\/\/www.2025mcmwebsite.com\/index.php\/wp-json\/wp\/v2\/pages\/13898\/revisions\/14980"}],"wp:attachment":[{"href":"https:\/\/www.2025mcmwebsite.com\/index.php\/wp-json\/wp\/v2\/media?parent=13898"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}